Let’s also digress a little bit today to talk about our current economic situation and what to do about it at the micro level. It’s no secret that prices are climbing everywhere! Petrol, transport fares, groceries…everything is going up, but our paychecks? Not so much. If you’re wondering how to make your monthly income last through the month without running on fumes, you’re not alone. Whether you’re in Nigeria, the US, or anywhere else, budgeting has never been more important. Don’t worry, though. Budgeting doesn’t have to be complicated. We’ll break it down and share some simple strategies to help you stay afloat, even when prices are rising. Step 1: Know Your Income Let’s start at the top – what’s your take-home pay? Whether you're earning a steady salary or freelancing, the first step to effective budgeting is knowing exactly how much you're working with. It sounds obvious, but lots of people budget based on what they think they make, not what they actually get af...