XTRA INSIGHT HUB

Nigeria's New Tax Bill 2024 Analysis EXCLUSIVE: How Nigeria's New Tax Act Will Affect Your Take-Home Pay – What You Need to Know NOW! Introduction: A Tax Storm is at the Door! Nigeria's salary earners are about to face a seismic shift in their take-home pay, as the Nigeria Tax Bill 2024 was finally signed into law by President Tinubu on Thursday, June 26, 2025. The new tax reforms aim to bring Nigeria's tax system in line with "international standards". But what does this mean for the average worker? Will you end up with more or less money in your pocket? In this exclusive analysis we break down the current personal income tax rates versus the proposed changes, revealing who wins, who loses, and by how much for various categories of salary earners along the various salary cadres. Watch: UNDERSTANDING WITHHOLDING TAX (WHT) IN NIGERIA | A Simp...

Could Your Credit Card Delinquency Be Blamed on the Internet? Could Your Credit Card Delinquency Be Blamed on the Internet? Shocking Study Reveals the Truth Introduction: The Hidden Culprit Behind Your Mounting Credit Card Debt Picture this: It's midnight, you're scrolling through your phone, and an irresistible ad pops up— "50% OFF TODAY ONLY!" Before you know it, you've added three items to your cart (possibly on Temu or anyone of those online shops), clicked 'Buy Now,' and charged another $200 to your credit card. A week later, the bill arrives, and you realize—you can't pay it off. How sad! Sound familiar? You're not alone. A groundbreaking study published in the North American Journal of Economics and Finance reveals a shocking truth: Internet access significantly increases the likelihood of credit card delinquency. That's right—your late payments and maxed-o...

4 Unknown Scams in the Business and Finance World 4 UNKNOWN SCAMS IN THE BUSINESS AND FINANCE WORLD: HOW YOU CAN AVOID THEM Introduction: The Scam No One Sees Coming Imagine this: You're a small business owner, and your most trusted employee—the one who handles payroll, invoices, and bank deposits—has been quietly siphoning money for months. By the time you notice, $100,000 is gone. Your business collapses. Your employees lose their jobs. Your life savings vanish. This isn't a scene from a crime drama—it's embezzlement, one of the many hidden scams lurking in the shadows of business and finance. From rigged casinos to charity fraud, business email compromise (BEC) scams, and philanthropic tax loopholes, the financial world is riddled with schemes that most people never see coming. And with technology evolving, these scams are ...

Money Talks: The Surprising Emotional and Practical Secrets Behind How People Really Manage Their Finances How Do You Manage Your Money and Family Finances? Insights from Groundbreaking Research on How We Really Handle Our Finances "There are some questions on money and finances that you need to answer in the affirmative if you're to be successful with money." Introduction: The Money Taboo—Why We're All Failing at Finance Imagine this: You check your bank balance, wincing as you see another month of overdraft fees. You tell yourself, "Next month, I'll budget better." But deep down, you know that's a lie. Sound familiar? You're not alone. Money is one of the most emotionally charged, poorly understood aspects of modern life. We think we know how to budget, spend, save, and invest—until we end up living from hand to mouth, drowning in debt or shocked by a dwindling retiremen...